for Smart-IOU: Validator System
Welcome to Smart-IOU: Validator System ("the App"). Protecting your personal information is important to us. This Privacy Policy explains what information we collect, how we use it, who we share it with, and how you can manage your information.
When you register and use the App we may collect:
When you create or participate in contracts, invoices, or IOUs, we store:
Note: Participants in the same contract can view each other’s name, phone number, email address, and address (if provided) — only within the context of that active contract.
We collect technical and usage data to operate and improve the App, such as:
We do not collect precise GPS or continuous location data.
We use the information we collect for the following purposes:
We do not sell or rent your personal information.
Your data may be shared with:
We do not share your personal data with advertising networks.
[Your App Name] uses the Facebook SDK provided by Meta Platforms, Inc. The SDK may collect certain information from your device, including but not limited to:
This information is used to deliver advertisements, measure ad performance, prevent fraud, and improve the app experience.
For users in the European Economic Area (EEA), personalized ads are shown only after obtaining explicit consent, in accordance with applicable data protection laws (including the GDPR).
You may opt out of personalized advertising at any time via your device's advertising settings (for Android, see your Google/Ads settings) or by using any in-app privacy controls if available.
For more information about how Facebook collects and processes data, please review the Facebook Data Policy: https://www.facebook.com/about/privacy .
Data is stored on Firebase servers and protected with standard industry controls. We use:
While we strive to protect your information, no system is 100% secure. If a breach occurs, we will follow applicable laws and notify affected users as required.
You have the right to:
To request access, corrections, or deletion, contact us at mdev.my@gmail.com. When requesting deletion, please include the email address used for the account so we can process the request.
The App is not intended for users under 16 years old. We do not knowingly collect personal information from children under 16. If you believe we have collected data from a child under 16, please contact us and we will delete the information as soon as possible.
The App relies on third-party services to operate. These include:
Each service has its own privacy policy and terms that govern how they process data.
Data processed by Firebase may be stored in servers located in different countries. By using the App, you consent to transfer and storage of your data on servers located outside of your country of residence.
We may update this Privacy Policy from time to time. We will post the new policy on this page and update the "Last updated" date. Continued use of the App after changes means you accept the updated policy.
If you have questions, need support, or want to request deletion of your account/data, contact us at:
Email: mdev.my@gmail.com
If you want to request deletion of your account/data, you can do that from App's profile section or contact us at: mdev.my@gmail.com